Financial Planning Through Annuities

Your very first task is to understand you can successfully financially plan using annuities. The next task is to understand that an annuity is nothing more than a future cash flow, most likely in monthly increments, you will receive for investing today. Read More…


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Start Budgeting Your Money Better

Everyone has heard the word budget. Unfortunately not everyone knows what a budget is or its intended purpose. Read More…


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Fixed Interest Rate Definition

A relatively easy concept to understand, fixed interest rate is one of those rare financial terms that really means what it says. A fixed interest rate is a predetermined rate for the entire term of a loan, no matter the length of the loan. Read More…


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Tax Records

The term tax records refers to your tax returns and the documents supporting the information in these returns. Supporting documents, for most people, include receipts, bank statements, 1099s, expense logs, etc. Read More…


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New Terms of Finance

Don’t miss these hilarious observations. Amazing how many of these actually apply this day and age. Maybe they always have? We call these the new terms of money and finance. Read More…


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How to Turn Taxable Income into Tax Free Income

Believe it or not, there are ways to convert taxable income into non-taxable income, without any fear of an IRS audit. All you really need is the how-to information so you can get started. Read More…


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Demand Loan Definition

One particular loan that many businesses use is called a demand loan. The concept is relatively simple. A demand loan is an agreement providing the lender the ability to demand full payment of the remaining balance of the loan at any point in time after the loan is executed. Read More…


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Avoiding The Death Tax

This method does not apply to everyone so please consult with your tax advisor/attorney/CPA before you jump into this IRS approved method. I say it doesn’t apply to everyone because the very rich and the very poor will probably use a tax structured device for their personal estate. Middle class America should seriously consider this device. Read More…


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