Financial Planning Through Annuities

Your very first task is to understand you can successfully financially plan using annuities. The next task is to understand that an annuity is nothing more than a future cash flow, most likely in monthly increments, you will receive for investing today. Read More…


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Stopping Spending Waste

Spending waste almost sounds like the beginning of a joke. However, almost all of us are guilty of spending money we shouldn’t spend. Hence, stopping spending waste is the real deal. In financial speak, waste is spending money on things you may not actually need or worse, on items you could care less about. This happens because people do not pay attention to their shopping habits. Read More…


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Tax Reduction Tips

For example, let’s say you notice the amount of your taxable interest is high. This bothers you but you haven’t done anything about it until you read this article. Now you decide to do something about it. Read More…


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New Terms of Finance

Don’t miss these hilarious observations. Amazing how many of these actually apply this day and age. Maybe they always have? We call these the new terms of money and finance. Read More…


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How to Turn Taxable Income into Tax Free Income

Believe it or not, there are ways to convert taxable income into non-taxable income, without any fear of an IRS audit. All you really need is the how-to information so you can get started. Read More…


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What Escrow Means

Escrow is a term most people associate with real estate. However, this a very limited view. Escrow is actually a legal document such as a deed or money or stock or other property delivered by the grantor, promisor or obligor into the hands of a third person. Read More…


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Avoiding The Death Tax

This method does not apply to everyone so please consult with your tax advisor/attorney/CPA before you jump into this IRS approved method. I say it doesn’t apply to everyone because the very rich and the very poor will probably use a tax structured device for their personal estate. Middle class America should seriously consider this device. Read More…


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