MONEY AND FINANCE

Stopping Spending Waste

Spending waste almost sounds like the beginning of a joke. However, almost all of us are guilty of spending money we shouldn’t spend. Hence, stopping spending waste is the real deal. In financial speak, waste is spending money on things you may not actually need or worse, on items you could care less about. This happens because people do not pay attention to their shopping habits. Read More…

How to Save Money

To slide into this very good habit all it takes is a process called commitment. Once you commit to saving money, you will begin to develop and adopt what some people term as an efficient savings system. You’ll know you have learned how to save money efficiently, the growing will show in your net worth. Think practically. Read More…

Indy Mac Bank

Money ferret very rarely recommends other websites. Not because we are snooty or think other people don’t have much to offer but we’ve been burned in the past. Having said that, we are now doing exactly the opposite. There is a site we believe gives an example of the dirty tricks being played on we the people in this thing called the foreclosure arena. A disclosure before you click the link – this site does have a couple of ads. However, they do offer a free subscription to their newsletter. In our opinion, free is an excellent price. Besides, if you don’t like their NL, you can always unsubscribe.

The link will take you to a video about the shenanigans that happened with IndyMac Bank. It doesn’t make a tinker’s darn if you even remember IndyMac Bank. It doesn’t make a difference because you the taxpayer still ended up paying through the nose. Go to: IndyMac Bank

and get the dirty low down. While there, surf the other links. The one about the Private Group should be quite enjoyable.

OK, so I don’t sound like I’m hyping this site, I’ll stop talking.

Tax Records

The term tax records refers to your tax returns and the documents supporting the information in these returns. Supporting documents, for most people, include receipts, bank statements, 1099s, expense logs, etc. Read More…

Tax Reduction Tips

For example, let’s say you notice the amount of your taxable interest is high. This bothers you but you haven’t done anything about it until you read this article. Now you decide to do something about it. Read More…

How to Turn Taxable Income into Tax Free Income

Believe it or not, there are ways to convert taxable income into non-taxable income, without any fear of an IRS audit. All you really need is the how-to information so you can get started. Read More…

What Escrow Means

Escrow is a term most people associate with real estate. However, this a very limited view. Escrow is actually a legal document such as a deed or money or stock or other property delivered by the grantor, promisor or obligor into the hands of a third person. Read More…

Demand Loan Definition

One particular loan that many businesses use is called a demand loan. The concept is relatively simple. A demand loan is an agreement providing the lender the ability to demand full payment of the remaining balance of the loan at any point in time after the loan is executed. Read More…