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	<title>How to Invest, Save Money and Pay Down Debt</title>
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	<link>http://www.moneyferret.com</link>
	<description>YOUR PERSONAL FINANCE FORUM</description>
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		<title>Stopping Spending Waste</title>
		<link>http://www.moneyferret.com/stopping-spending-waste/</link>
		<comments>http://www.moneyferret.com/stopping-spending-waste/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 06:26:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Definitions]]></category>
		<category><![CDATA[Avoid a Low Credit Score]]></category>
		<category><![CDATA[Cash]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit reprots]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Money]]></category>
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		<category><![CDATA[tax deductions]]></category>

		<guid isPermaLink="false">http://www.moneyferret.com/?p=532</guid>
		<description><![CDATA[Spending waste almost sounds like the beginning of a joke. However, almost all of us are guilty of spending money we shouldn’t spend. Hence, stopping spending waste is the real deal. In financial speak, waste is spending money on things you may not actually need or worse, on items you could care less about. This [...]


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			<content:encoded><![CDATA[<p>Spending waste almost sounds like the beginning of a joke. However, almost all of us are guilty of spending money we shouldn’t spend. Hence, stopping spending waste is the real deal. In financial speak, waste is spending money on things you may not actually need or worse, on items you could care less about. This happens because people do not pay attention to their shopping habits. <a href="http://www.moneyferret.com/stopping-spending-waste/"><b><u>Read More&#8230;</u></b> </p>


<p>Related posts:<ol><li><a href='http://www.moneyferret.com/tax-reduction-tips/' rel='bookmark' title='Permanent Link: Tax Reduction Tips'>Tax Reduction Tips</a> <small>For example, let’s say you notice the amount of your...</small></li>
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		<title>How to Save Money</title>
		<link>http://www.moneyferret.com/how-to-save-money/</link>
		<comments>http://www.moneyferret.com/how-to-save-money/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 06:01:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Strategy]]></category>
		<category><![CDATA[budgetmoney]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[Cash]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Escrow]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Money and Finance]]></category>

		<guid isPermaLink="false">http://www.moneyferret.com/?p=524</guid>
		<description><![CDATA[To slide into this very good habit all it takes is a process called commitment. Once you commit to saving money, you will begin to develop and adopt what some people term as an efficient savings system. You’ll know you have learned how to save money efficiently, the growing will show in your net worth. [...]


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			<content:encoded><![CDATA[<p>To slide into this very good habit all it takes is a process called commitment. Once you commit to saving money, you will begin to develop and adopt what some people term as an efficient savings system. You’ll know you have learned how to save money efficiently, the growing will show in your net worth. Think practically. <a href="http://www.moneyferret.com/how-to-save-money/"><b><u>Read More&#8230;</u></b> </p>


<p>Related posts:<ol><li><a href='http://www.moneyferret.com/start-budgeting-your-money-better/' rel='bookmark' title='Permanent Link: Start Budgeting Your Money Better'>Start Budgeting Your Money Better</a> <small>Everyone has heard the word budget. Unfortunately not everyone knows...</small></li>
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		<title>Learn About Investing and Finance</title>
		<link>http://www.moneyferret.com/learn-about-investing-and-finance/</link>
		<comments>http://www.moneyferret.com/learn-about-investing-and-finance/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 17:23:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Strategy]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Money and Finance]]></category>

		<guid isPermaLink="false">http://www.moneyferret.com/?p=518</guid>
		<description><![CDATA[Investing and finance may sound like a world unto its own, but it can be mastered with relative ease. All one has to follow are 5 general principles. I say that based on my past experience as a stock broker, real estate broker and mortgage banker.
I am not bragging about my experience I’m saying these [...]


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<li><a href='http://www.moneyferret.com/avoiding-the-death-tax/' rel='bookmark' title='Permanent Link: Avoiding The Death Tax'>Avoiding The Death Tax</a> <small>This method does not apply to everyone so please consult...</small></li>
<li><a href='http://www.moneyferret.com/what-escrow-means/' rel='bookmark' title='Permanent Link: What Escrow Means'>What Escrow Means</a> <small>Escrow is a term most people associate with real estate....</small></li>
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			<content:encoded><![CDATA[<p>Investing and finance may sound like a world unto its own, but it can be mastered with relative ease. All one has to follow are 5 general principles. I say that based on my past experience as a stock broker, real estate broker and mortgage banker.<br />
I am not bragging about my experience I’m saying these principles apply to all investing and finance arenas. All you need is the discipline to put them in place and then follow them. <a href=http://www.moneyferret.com/><b><u>Go Home…</b></u></p>


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<li><a href='http://www.moneyferret.com/avoiding-the-death-tax/' rel='bookmark' title='Permanent Link: Avoiding The Death Tax'>Avoiding The Death Tax</a> <small>This method does not apply to everyone so please consult...</small></li>
<li><a href='http://www.moneyferret.com/what-escrow-means/' rel='bookmark' title='Permanent Link: What Escrow Means'>What Escrow Means</a> <small>Escrow is a term most people associate with real estate....</small></li>
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		<title>Checking Account Basics</title>
		<link>http://www.moneyferret.com/checking-account-basics/</link>
		<comments>http://www.moneyferret.com/checking-account-basics/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 16:48:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Definitions]]></category>
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		<description><![CDATA[Checking accounts can be opened at any number of financial institutions. If you have a checking account, you already know you can deposit money with them and withdraw it at a later date. This feature makes them extremely valuable as it allows us not to have all of our cash with us everywhere we go. [...]


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			<content:encoded><![CDATA[<p>Checking accounts can be opened at any number of financial institutions. If you have a checking account, you already know you can deposit money with them and withdraw it at a later date. This feature makes them extremely valuable as it allows us not to have all of our cash with us everywhere we go. <a href="http://www.moneyferret.com/checking-account-basics/"><b><u>Read More&#8230;</u></b> </p>


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		<title>Tax Tips Today</title>
		<link>http://www.moneyferret.com/tax-tips-today/</link>
		<comments>http://www.moneyferret.com/tax-tips-today/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 18:02:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Strategy]]></category>
		<category><![CDATA[Tax]]></category>
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		<description><![CDATA[Tax tips come in a variety of shapes, sizes and value. It seems every guru who can spell tax has tips for sale. However, the best tax tips may be in front of your eyes as you prepare your return. In fact, read this and become a little more savvy next tax time around. Read [...]


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<li><a href='http://www.moneyferret.com/tax-records/' rel='bookmark' title='Permanent Link: Tax Records'>Tax Records</a> <small>The term tax records refers to your tax returns and...</small></li>
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			<content:encoded><![CDATA[<p>Tax tips come in a variety of shapes, sizes and value. It seems every guru who can spell tax has tips for sale. However, the best tax tips may be in front of your eyes as you prepare your return. In fact, read this and become a little more savvy next tax time around. <a href="http://www.moneyferret.com/tax-tips-today/"><b><u>Read More&#8230;</u></b> </p>


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<li><a href='http://www.moneyferret.com/tax-reduction-tips/' rel='bookmark' title='Permanent Link: Tax Reduction Tips'>Tax Reduction Tips</a> <small>For example, let’s say you notice the amount of your...</small></li>
<li><a href='http://www.moneyferret.com/tax-records/' rel='bookmark' title='Permanent Link: Tax Records'>Tax Records</a> <small>The term tax records refers to your tax returns and...</small></li>
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		<title>Credit Reports Explained</title>
		<link>http://www.moneyferret.com/credit-reports-explained/</link>
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		<pubDate>Tue, 02 Mar 2010 04:00:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Definitions]]></category>
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		<description><![CDATA[Credit reports may look different but they are alike. That may sound like a contradiction of terms but it isn’t. All credit reports regardless of the agency issuing them contain the same information. Hence, they are all alike. Read More…


Related posts:Avoid a Low Credit Score Avoid low credit scores at all costs. Poor credit scores...
Improving [...]


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<li><a href='http://www.moneyferret.com/improving-your-credit-score-today/' rel='bookmark' title='Permanent Link: Improving Your Credit Score Today'>Improving Your Credit Score Today</a> <small>You can repair your own credit if you are willing...</small></li>
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			<content:encoded><![CDATA[<p>Credit reports may look different but they are alike. That may sound like a contradiction of terms but it isn’t. All credit reports regardless of the agency issuing them contain the same information. Hence, they are all alike. <a href="http://www.moneyferret.com/credit-reports-explained/"><b>Read More…</a></p>


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<li><a href='http://www.moneyferret.com/improving-your-credit-score-today/' rel='bookmark' title='Permanent Link: Improving Your Credit Score Today'>Improving Your Credit Score Today</a> <small>You can repair your own credit if you are willing...</small></li>
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		<title>Start Budgeting Your Money Better</title>
		<link>http://www.moneyferret.com/start-budgeting-your-money-better/</link>
		<comments>http://www.moneyferret.com/start-budgeting-your-money-better/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 01:25:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Strategy]]></category>
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		<description><![CDATA[Everyone has heard the word budget. Unfortunately not everyone knows what a budget is or its intended purpose. Read More…


Related posts:How to Save Money To slide into this very good habit all it takes...

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			<content:encoded><![CDATA[<p>Everyone has heard the word budget. Unfortunately not everyone knows what a budget is or its intended purpose. <a href=http://www.moneyferret.com/start-budgeting-your-money-better/><b>Read More…</a></p>


<p>Related posts:<ol><li><a href='http://www.moneyferret.com/how-to-save-money/' rel='bookmark' title='Permanent Link: How to Save Money'>How to Save Money</a> <small>To slide into this very good habit all it takes...</small></li>
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		<title>2009 Federal Income Tax Deductions</title>
		<link>http://www.moneyferret.com/2009-federal-income-tax-deductions/</link>
		<comments>http://www.moneyferret.com/2009-federal-income-tax-deductions/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 15:09:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Strategy]]></category>
		<category><![CDATA[Money Savers]]></category>
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		<description><![CDATA[If you are one of those generous people who donated to help Haiti, you can deduct the 2010 Haitian Relief Donations on your 2009 Return.
According to the IRS,  you can claim 2009 deductions for Haiti relief donations made between Jan. 12 and Feb. 28, 2010. The IRS defines cash donations as those that include [...]


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			<content:encoded><![CDATA[<p>If you are one of those generous people who donated to help Haiti, you can deduct the 2010 Haitian Relief Donations on your 2009 Return.</p>
<p>According to the IRS,  you can claim 2009 deductions for Haiti relief donations made between Jan. 12 and Feb. 28, 2010. The IRS defines cash donations as those that include contributions made via check, money order, credit card, charge card, debit card, phone or text message. This is pretty much their standard definition.</p>
<p>If your donation(s) were under $250, you need either a bank record such as a cancelled check or credit-card statement or a receipt from the charity to prove your generosity. If your donation(s) were $250 or more, you must have a receipt from the charity. </p>
<p>Some people donated using their phone or by a text message. The IRS says a service provider bill showing the name of the charity, the donation date, and the amount is sufficient proof. In order to deduct these charitable contributions, you must itemize your taxes. For more information to help save your money at tax time check out <a href="http://www.money.ferret.com/tax-tips/"><b><u>Tax Tips</b></u></a> and <a href=http://www.moneyferret.com/tax-reduction-tips/"><b><u>Tax Reduction Tips</b></u></a> today.</p>


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<li><a href='http://www.moneyferret.com/non-deductible-deductions/' rel='bookmark' title='Permanent Link: Non-deductible Deductions'>Non-deductible Deductions</a> <small>Many taxpayers confuse spousal and child support with alimony. Of...</small></li>
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		<title>Avoid a Low Credit Score</title>
		<link>http://www.moneyferret.com/avoid-a-low-credit-score/</link>
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		<pubDate>Thu, 25 Feb 2010 14:56:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Woes]]></category>
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		<description><![CDATA[Avoid low credit scores at all costs. Poor credit scores cost you money. That is more than just a half-hearted statement. It is pure fact. Since most of us use credit to buy homes and automobiles for example, we sometimes forget we use credit for other purposes. Read More&#8230; 


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			<content:encoded><![CDATA[<p>Avoid low credit scores at all costs. Poor credit scores cost you money. That is more than just a half-hearted statement. It is pure fact. Since most of us use credit to buy homes and automobiles for example, we sometimes forget we use credit for other purposes. <a href="http://www.moneyferret.com/avoid-a-low-credit-score/"><b><u>Read More&#8230;</u></b> </p>


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		<title>Non-deductible Deductions</title>
		<link>http://www.moneyferret.com/non-deductible-deductions/</link>
		<comments>http://www.moneyferret.com/non-deductible-deductions/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 16:10:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Strategy]]></category>
		<category><![CDATA[1040 ez]]></category>
		<category><![CDATA[credit scoring]]></category>
		<category><![CDATA[Fix Credit]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[tax returns]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://www.moneyferret.com/?p=470</guid>
		<description><![CDATA[Many taxpayers confuse spousal and child support with alimony. Of the three, only alimony is deductible. It is considered income to the recipient and an expense to the payer. All of us wish we could deduct spousal and child support expenses. We’d probably never owe a dime in taxes if that was the case. Read [...]


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			<content:encoded><![CDATA[<p>Many taxpayers confuse spousal and child support with alimony. Of the three, only alimony is deductible. It is considered income to the recipient and an expense to the payer. All of us wish we could deduct spousal and child support expenses. We’d probably never owe a dime in taxes if that was the case. <a href="http://www.moneyferret.com/non-deductible-deductions/"><b><u>Read More&#8230;</u></b> </p>


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