Financial Planning Through Annuities

Your very first task is to understand you can successfully financially plan using annuities. The next task is to understand that an annuity is nothing more than a future cash flow, most likely in monthly increments, you will receive for investing today. Read More…


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Finding Investment Opportunities Online

Finding investment opportunities online seems like a no-brainer. All you do is type investment opportunities into your favorite search engine and a million or so pages will pop up. That certainly may be true but how many of these investments will be right for you? Unless you know why you are looking and for what you are looking, you won’t find anything worth investigating. Read More…


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How Does Credit Really Work?

Credit is a standalone word. Everybody not only knows what it is but how to use it. The how to use it part is the part that gets some people in trouble. This simple explanation will go a long way next time you consider credit. Read More…


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The SEC and Annuities

Again, none of this material is meant to persuade the consumer one way or the other. It is meant to educate, inform and help consumers make the best choices they can for their particular situation. The SEC attempts to provide up to date material as products are introduced into the market. Read More…


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Tax Property Records

Tax property records are the records of how your real and personal property are taxed by the appropriate jurisdictional authority in your state. Generally, all taxing statutes and codes are passed by the state and acted upon by the local tax assessor. As a matter of policy, a tax assessor has a threefold responsibility. He must first, discover then list and third, value all property subject to taxation. This is applicable to both real and personal property as defined by law. Read More…


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Learn About Tax Reform

When it comes to taxes, almost everyone agrees we need real tax reform and not just the band-aid solutions we have received up to now. After all, these so called reforms has left us with too many quirks, complications, and read tape. Unfortunately in this author’s opinion, Congress and real tax reform are still light years apart. But all isn’t bleak and the discerning person can take advantage of the laws as they exist through their filing document. Read More…


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Stopping Spending Waste

Spending waste almost sounds like the beginning of a joke. However, almost all of us are guilty of spending money we shouldn’t spend. Hence, stopping spending waste is the real deal. In financial speak, waste is spending money on things you may not actually need or worse, on items you could care less about. This happens because people do not pay attention to their shopping habits. Read More…


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How to Save Money

To slide into this very good habit all it takes is a process called commitment. Once you commit to saving money, you will begin to develop and adopt what some people term as an efficient savings system. You’ll know you have learned how to save money efficiently, the growing will show in your net worth. Think practically. Read More…


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Learn About Investing and Finance

Investing and finance may sound like a world unto its own, but it can be mastered with relative ease. All one has to follow are 5 general principles. I say that based on my past experience as a stock broker, real estate broker and mortgage banker.
I am not bragging about my experience I’m saying these principles apply to all investing and finance arenas. All you need is the discipline to put them in place and then follow them. Go Home…


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Checking Account Basics

Checking accounts can be opened at any number of financial institutions. If you have a checking account, you already know you can deposit money with them and withdraw it at a later date. This feature makes them extremely valuable as it allows us not to have all of our cash with us everywhere we go. Read More…


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